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  1. #1

    Feel like my head is going to explode!

    Long time lurker and love reading inspiring posts...shame I don’t seem to get anything I should be doing into action!
    I am a single woman, one son of 18 at home and I’m self employed. I have over the years racked up debt. Not to blame anybody..I thinks it’s been sometimes trying to keep myself happy, my son happy, buying things or having a holiday and not having the money so putting it on credit cards or going overdrawn. I do suffer sometimes depression and anxiety and now it seems to have escalated to a situation I can’t see getting better bette4 for a long time.
    I don’t sleep well or sleep a lot, can’t seem to see the wood for the trees and feel that my finances are just all over the place and I don’t know where to start! Can anybody help me see a way to get this under control? I probably need to do a SOA? Thanks for reading

  2. #2
    Welcome to MSE.

    Yes your correct, an SOA will tell us your situation.

    Once we’ve seen it, then we can move things forward.

  3. #3
    you may also benefit from talking to a debt charity step change is as good as any, they will help you BUT not charge you for doing so.

  4. #4
    Yes get the SOA up and be prepared for the advice which will come your way!

  5. #5
    Start but knowing the facts. If you don't know what comes in or out its hard to make a plan. Folks here will suggest ways to make savings then you can start to tackle the debt. Number one - don't borrow anything further and live on less than you earn.
    No matter how bad it feels, there is a way forward.


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