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  1. #1

    What type of account do I need?

    I want to open an account specifically for paying off some items I bought off ebay. The account will be open less than 2 weeks. I want no minimum deposit requirements and no charges. I don't need interest. I won't be using it for loans either.

    I do not have any direct deposits that can be added onto the account or any automatic bill paying.

    Ideally I would be interested in doing a "Try-It-Free For 2 Months" type deal but I can't find banks that are doing that in my area.

    The only reason I need to open this account is to pay with paypal. Paypal requires you either link your account with them through your bank or credit card. I don't have a credit card.

    Any ideas?

  2. #2
    Try your local credit unions. Their checking accounts operate just like a large bank's checking accounts. Normally they wont have minimum balance requirements, besides $1 to keep the account open. However, if you can't find one, normally the account fee is around $5 a month and almost always your first month is free. I actually heard recently that chase is giving their new customers $100 as soon as you use your debit card 5 times, no matter the amount of your purchases. However, I am not sure if that is only in California. You could actually make some money off the deal if you use that option.

  3. #3
    To piggy back on your comment Scotos, credit unions offer an array of benefits and there fees are as taxing as regular banks.

  4. #4
    lol looks like something fishy is going on..what wouldn't you want to keep your account open beyond two weeks if it doesnt cost you anything?


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